Collision Coverage

Compensates for snowmobile damage If your car flips over, you collide with an item or another car, or another car collides with you.

Comprehensive Coverage

This coverage, also referred to as "other than collision," can assist in covering costs associated with vandalism, theft, natural disasters, and collisions with animals. This coverage also covers customized tools and parts.

Uninsured Motorist Coverage

Your snowmobile and you are more protected from hit-and-run accidents and uninsured motorists with UM coverage. Each state has its uninsured motorist laws. As a result, coverage is restricted by the terms and conditions of the policy.

Underinsured Motorist Coverage

This coverage kicks in if you have an accident with a driver who does not have adequate insurance to pay for the damages. The policy's limitations and terms apply to coverage.

Bodily injury liability

If you cause an accident on your snowmobile and someone is injured, this coverage can help pay their medical bills and loss of income. In addition, most states require liability coverage.

Property damage liability

This coverage can assist with covering the injured party's medical costs and lost wages if you cause an accident while operating a snowmobile. The majority of states also require liability insurance.

OEM endorsement

When new components from the original equipment manufacturer (OEM) are accessible, this policy add-on helps to ensure that your vehicle is fixed with them whenever possible. Payment will be made based on the fair market value of the new OEM part if an OEM part is not readily available. Accessible for automobiles under ten years old.