Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
advisor@assurena.com admin@assurena.com
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

Monday
9.00 - 5.00
Tuesday
8.00 - 5.00
Wednesday
8.00 - 5.00
Thursday
8.00 - 5.00
Friday
8.00 - 4.00
Satureday
Closed
Sunday
Closed
Cyber Liability Insurance

Cyber Liability Insurance By Hawkins Insurance Agency .

Cyber Liability Insurance provided by Hawkins Insurance Agency .

Your networks and data are the lifeblood of your business. From your brand reputation to employee and financial data, cyber attacks are increasing in their frequency and their intensity. Couple that with the need to comply with regulations like the GDPR and it can seem overwhelming. Our team is ready to customize the solutions that can keep your organization and all its information flowing smoother and safer.

Established in 1982
100% customer satisfaction
Experience Of 30+ Years
60+ Insurance options

What is Cyber Liability insurance ?

Cyber liability insurance covers financial losses that result from data breaches and other cyber events. Policies vary widely because most insurers that offer cyber coverage use forms they’ve developed themselves. Many policies include both first-party and third-party coverages.

First-party coverages pay out-of-pocket expenses that a firm directly incurs as a result of a breach. Third-party coverages apply to damages or settlements a business is obligated to pay as a result of claims or suits for injuries that result from the company’s actions or failure to act. For instance, a client sues his therapist for negligence after a hacker breaches the therapist’s computer system, steals the client’s treatment records, and releases them online.

Many cyber policies provide a range of coverages, some of which are automatically included and others that are optional. A separate limit may apply to each coverage. Some coverages may apply only after the insured business has paid a deductible or a retention.

What is usually covered by Cyber Liability Insurance ?

To understand how umbrella insurance can help, consider the following scenario. If a driver runs a red light and accidentally hits another car, there might be significant damage to the vehicle and several people might be injured.

With car repairs totaling $50,000 and the treatment of the injuries eclipsing $500,000, the driver at fault may be liable for expenses that go far beyond the coverage limits of their insurance. An umbrella insurance policy will pick up the additional liability costs beyond the limits of car insurance coverage.

Click & Learn

Click and learn about the risks. It is important you understand the risk scenarios, as well as how to stay financially protected with various insurance options available to you.

Why\at is the importance of Cyber Liability Insurance ?

Any business with an online component or one that sends or stores electronic data might benefit from cyber insurance, as may any organisation that relies on technology to conduct its operations, which is pretty much every business.

Private personal data such as contact details of customers or staff, intellectual property, or sensitive financial data are all potentially very lucrative to cyber criminals who could could attempt to break into the network and steal it.

There’s also the potential for hackers to cripple a network with ransomware. A cyber insurance policy that covers ransomware could go a long way to helping organisations that fall victim to attacks like this find a way out of the predicament.

As cyber risks evolve, so too must your coverage. Understanding where traditional policies and other property and casualty insurance policies complement, overlap or exclude a cyber exposure is critical. Contact us today to know more!

Already Have Cyber Liability Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

Request a Quote

Get personalized Cyber Liability Insurance

      Get personalized Cyber Liability Insurance

      Houston, TX

      We extend coverage to individuals and businesses in Houston, TX and surrounding areas.

      Email Address
      roswaldhawkinsagency@yahoo.com
      Contact
      713-695-6600

      Lost Passport Coverage By Hawkins Insurance Agency

      Risk Factors

      Solution

      Note:  Please talk to your financial consultant to check all the facts before proceeding